Financial Wellness Series
Professional Studio™

LIVE VIRTUAL WEBINARS THAT PROVIDE EDUCATION TO HELP YOU KEEP TOGETHER WHAT HAS TAKEN A LIFETIME TO PUT TOGETHER

From a global pandemic and social unrest to sweeping legislative reform impacting all retirement savers, families across America are overwhelmed by the fallout of our “new normal”—including market volatility, economic disruption, and financial uncertainty.

Today, more than ever, individuals need timely, relevant, and actionable information to be informed and to make decisions with confidence. From clients and prospects to industry professionals, we provide sophisticated strategies and simple solutions in our live virtual education from nationally recognized financial experts and thought leaders at OneTeam Financial.

Current Speaking Topics Available

Is Your Retirement Safe from the Tax Man?

The single largest expense that most retirees face today is taxes. How can you feel confident that you won’t run out of money in retirement—even when future tax rates skyrocket?

In a complex and constantly changing environment, considering tax strategies as a part of your overall retirement plan is essential. This session will help identify common pitfalls and opportunities to pay the least amount of taxes on your retirement income possible. Plus, learn to segment your money for time and purpose so you can keep more of your hard-earned money and better protect your family.

Copies of the bestselling book The Bucket Plan with contributions from presenter Greg Dillon, are also available as an option for your attendees to supplement your presentation as an expanded resource on this topic.

SPEAKER: Greg Dillon, CFA®, CFP®, CLTC®
Founding Partner | Head of Wealth Management and Retirement Income Planning

With more than 15 years of experience in the financial industry, Greg is a highly credentialed expert on investment strategies and retirement planning. As the president of the Red Bank Chapter of the American Financial Education Alliance (AFEA), he is a frequent speaker bringing a breadth of experiences and a knack for providing clarity to important and complex topics.

WHAT ATTENDEES ARE SAYING:

“We were both amazed at the myriad of options that were available to us and
how much money we could have lost.” — Fred and Jean Palma

“Greg opened my eyes to dangers that I had no idea were lurking in my retirement portfolio.
I wish I had seen him speak ten years ago.” — Workshop attendee

Social Security and COVID-19: New Strategies to Maximize Benefits

As the primary source of income for many American retirees, Social Security is critical to evaluate as part of your overall retirement plan. Particularly in light of COVID-19, you may be considering filing for benefits early. To avoid becoming a part of the 90% of filers that leave earned money on the table, learn the considerations and claiming strategies to optimize your benefits. From identifying potential changes due to COVID-19 to minimizing taxation to qualifying for spousal, ex-spousal and survivor benefits—learn how to maximize your retirement income benefits so you can feel empowered with making the right decision for you and your family.

SPEAKER: Ash Ahluwalia, CFP®, MBA
Head of Social Security Planning


Named National Social Security Advisor of the Year, Ash Ahluwalia is one of the foremost experts on Social Security in America. With 30 years of experience and two Social Security certifications (National Social Security AdvisorSM and Certified in Social Security Claiming Strategies (CSSCS)), Ash specializes in advising on how to maximize eligible retirement benefits from Social Security.

WHAT ATTENDEES ARE SAYING:

“A simple takeaway from Ash’s presentation is: DO NOT wait until retirement to start reviewing, discussing and planning your Social Security filing options with a professional! Thank you, Ash, it was a pleasure working with you!” — Betsy and Jon Hunt

“Ash’s analysis made the process simple to understand and easy to execute. We recommend him to anyone who is trying to fully understand the benefits available to them.” — Mark and Judith Chabra

Protecting Your Most Important Assets: Your Family & Portfolio, The consequences that an extended care event can have on your family, and retirement savings

There are few events in life that can have a more significant, often irreversible family-wide impact than an unexpected need for long-term care. Simply put, if you don’t have a plan for long-term care—you don’t have a plan. With more than 60 years of combined experience working with families, witnessing firsthand the effects for those who did not plan for an extended healthcare emergency, Dave Buckwald and attorney Harley Gordonoffer an insightful and actionable perspective. Gone are the endless statistics about the risks of needing care. Instead, we will share our firsthand experiences of the consequences you can expect for your loved ones should extended care ever be needed. Walk away with approachable language that you can use to discuss this critical topic with someone you love along an understanding of the three options available today for creating a long-term care plan—traditional, asset-based, and life insurance options where the death benefit can be accelerated for your care during life.

SPEAKER: Dave Buckwald, CFP®, CLU®, ChFC®, CLTC®

CEO & Founder | Head of Insurance Portfolio Review & Wealth Transfer

Dave has been providing financial advice and guidance to individuals, families, and business owners for more than 30 years with specialties, including life insurance, estate planning, and wealth transfer strategies. In addition to being a highly credentialed advisor, Dave is also a respected thought leader within the financial industry, a sought-after speaker, media resource, and active advocate for numerous local charities throughout New Jersey.

WHAT ATTENDEES ARE SAYING:

“Every once in a while, you get lucky—you come across someone who has a passion and cares so deeply about making an impact on people’s lives—that’s Dave Buckwald.”
— PAT RUFALO, ESQ., STERN KILCULLEN & RUFOLO

“Dave possesses the unique ability to simplify complex topics and communicate them effectively. As a result, clients gain the knowledge and confidence to implement these strategies into their financial plans.”
— JOHN DAVIS, JD FINANCIAL, LLC

SPEAKER: Harley Gordon, ESQ.

Attorney Harley Gordon is a nationally recognized authority, keynote speaker, and bestselling author on long-term care issues. Mr. Gordon is the founder of the“CertifiedinLong-TermCare”(CLTC®)professional designation, recognized as the standard in long-term care education for financial and insurance professionals. His organization CLTCC has trained more than 20,000 professionals. He is also a founding member of the National Academy of Elder Law Attorneys, a professional organization that deals with legal and ethical issues facing the elderly.

Harley’s books have helped more than 150,000 families understand and prepare for the devastating emotional and financial consequences of long-term care, including his most recent, The Conversation: Helping Someone You Love Plan for an Extended Care Event. Named one of the “10 Most Influential People in Long-Term Care” by Senior Market Advisor, his views on long-term care financing have been featured in the PBS Frontline documentary, “Who Pays for Mom and Dad,” The Wall Street Journal, and the CBS Evening News. He has been a featured speaker at the Financial Planning Association (FPA), the National Association of Insurance and Financial Advisors (NAIFA), and the National Association of Health Underwriters (NAHU).

Protecting & Maximizing Your Estate: How to Grow, Preserve and Distribute Your Wealth in the Most Tax-Efficient Way

With taxes expected to increase under the new administration, now is the time to plan ahead to help you keep what has taken you a lifetime to put together. Take advantage of today’s historically low tax rates and historically high exemptions to lock in tax savings for generations to come. Plus, learn immediate updates your estate plan and legal documents may require to protect you, your family, and your life savings. From gifting strategies to avoid the death tax trap to critical planning issues that must be addressed for large IRAs after the SECURE Act, learn the pitfalls to avoid and actionable strategies to help protect and maximize your estate.

Copies of the bestselling book The Bucket Plan with contributions from presenter, Dave Buckwald, are also available as an option for your attendees to supplement your presentation as an expanded resource on this topic.

SPEAKER: Dave Buckwald, CFP®, CLU®, ChFC®, CLTC®

CEO & Founder | Head of Insurance Portfolio Review & Wealth Transfer

Dave has been providing financial advice and guidance to individuals, families, and business owners for more than 30 years with specialties, including life insurance, estate planning, and wealth transfer strategies. In addition to being a highly credentialed advisor, Dave is also a respected thought leader within the financial industry, a sought-after speaker, media resource, and active advocate for numerous local charities throughout New Jersey.

Dave will be joined by expert panelists who specialize in estate and tax strategies planning

Two Dirty Little Words That Can Impact Your Family & Retirement: LIFE INSURANCE

Critical updates your policies require in 2021

Life insurance is often one of the largest and most neglected financial assets. Today more than ever we want to ensure that your permanent life insurance policy is adequately funded, and you are protected. Older policies that used to make sense may no longer be in your best interest today. The economic results of COVID-19 have impacted insurance companies’ ability to maintain their current crediting rates and dividends. Unless action is taken, you may either have to pay more or get less from your insurance policies! Do you know what you are actually being charged on your life insurance(not the premium)? In this session, you will learn how to optimize your life insurance as part of your holistic financial plan all in line with the new best interest standards.

SPEAKER: Dave Buckwald, CFP®, CLU®, ChFC®, CLTC®

CEO & Founder | Head of Insurance Portfolio Review & Wealth Transfer

Medicare Makeover: Changing Times Require a Change in Plans for Your Family

Does choosing Medicare coverage feel like reading alphabet soup? It can be a complicated process most retirees didn’t anticipate made even more important by COVID-19. Learn how to navigate the enrollment process, including what Parts A, B, C & D are, how they coordinate together, which supplements make sense for you, the difference between original Medicare and Medicare Advantage (Part C). In this session, we will help remove the mystery so you can identify the proper coverage for your needs and help you maximize your benefits.

SPEAKER: Rich Gustafson
Retirement Income Planning & Medicare Specialist

Rich Gustafson is a retirement income planning and Medicare specialist and leads the Senior Services Division at OneTeam Financial. He takes pride in educating his clients and their advisors on how the changing investment landscape can impact their ability to plan for the future.

WHAT ATTENDEES ARE SAYING:

“I was shocked and overwhelmed with the number of options and considerations that came with Medicare enrollment at age 65! Rich clearly has specialized knowledge that made my options easy-to-understand.”
— Workshop attendee

“Healthcare is such a major unknown expense to plan for in retirement; I appreciated Rich’s insights to help me make informed choices for my family’s needs.”
— Workshop attendee

HOW TO BOOK A SPEAKER

Call Gina Ference at (908) 392-0901 or email Gina@OneTeamFinancial.com to discuss your organization’s needs and availability of our speakers today!