Steven L. Rich
CLTC®, RICP®, CFF®

Retirement Income Planning & Insurance Product Specialist

Steven L. Rich is a retirement income planning and insurance product specialist with One Team Financial, LLC. With more than a decade of experience as a financial services professional, Steven provides comprehensive financial planning strategies to pre-retirees and retirees whose financial goals include building wealth and maintaining financial wellbeing for themselves and their families.

Steven’s top priority and mission is to provide comprehensive and impartial insight, enabling clients to act with confidence and ease planning their financial future. To do so, he provides an in-depth and objective analysis to help enhance assets to work together. He creates a cash flow analysis, Social Security optimization plan, reviews and recommends investments, insurance options (including legacy planning), Medicare options, long-term care and tax strategies. He strategically incorporates his analytical results into a holistic financial plan to help clients enhance wealth, providing reliable income throughout retirement.

Steven’s financial acumen was shown to be razor-sharp at an early age by setting goals beyond his years. While others were enjoying sea and surf, Steven was working tirelessly to save up for a brand-new moped by summer’s end. He always pushed himself toward certain achievements. Prior to joining OneTeam, he was an independent agent at Mass Mutual and International Planning Alliance. An athlete all of his life, playing all the way to the collegiate level, Steven has a deep understanding of teamwork and strategies. He firmly believes in One Team Financial’s approach of collaboration with other financial professionals within the organization to provide the utmost value for their clients. Steven is a graduate of the Catsakos School of Business at William Paterson University.

Steven and his wife Amanda have one daughter, Charlotte, and recently welcomed son, Steven Jr. He and his family reside in Spring Lake Heights. He enjoys cooking, DIY projects, beach time with family, riding bikes and relishes living in a close-knit community with everything the Jersey Shore has to offer.

CERTIFICATIONS

  • Certified Long-Term Care® (CLTC®)
  • Retirement Income Certified Professional® (RICP®)
  • Certified Financial Fiduciary® (CFF®)
  • Series 6, 65 Registrations

AFFILIATIONS

  • American Financial Education Alliance (AFEA)