Retirement Income Planning
Annuity & Investment Specialist
Stephen Bene is a retirement income planning and annuity and investment specialist at OneTeam Financial. He has been in the financial services industry for 15-plus years. His mission is to educate clients on personal financial and retirement planning strategies and provide them with accurate, independent and conflict-free advice.
Stephen provides customized strategies to help solve clients’ financial concerns. By analyzing financial and personal circumstances, he is able to maximize income and minimize gaps in the areas of tax planning, investments, insurance and estate planning. He also has experience with advanced annuity, Social Security and retirement income planning strategies.
Stephen believes he has the professional, moral and ethical responsibility to be transparent with clients during every step of the financial processes. His goal is to share his knowledge of comprehensive financial and retirement planning strategies to help individuals, families and business owners have clarity and confidence in building and maintaining their financial success.
As the son of two dedicated and passionate math teachers, Stephen learned at an early age that education is fundamental. His desire to help and his education-based approach with clients is a direct result of the values his parents taught him and encouraged throughout his upbringing.
To validate his commitment to furthering his education and competency in the advice he provides, Stephen has earned the Certified Financial Fiduciary®, the National Social Security Advisor® and the Certified Family Business Specialist designations, FINRA licenses 7, 66, and 79, as well as his life and health licenses.
A frequent speaker at professional events and workshops, Stephen brings experience and simplicity to vital and complex topics impacting retirement planning, investment and annuity strategies. As the Director of the Spring Lake Chapter of the American Financial Education Alliance, he continuously informs and educates adults within our communities about financial matters.
- Certified Financial Fiduciary®
- National Social Security AdvisorSM (NSSA®)
- Certified Family Business Specialist
- American Financial Education Alliance (AFEA)
- FINRA Licenses 7, 66, 79
- Life & Health Licenses