Holistic Planning

Why Do I Need A Holistic Financial Plan?

At OneTeam Financial, LLC, it is our mission to help you integrate all of your hard-earned assets to work collectively toward your goals, while also reducing critical inefficiencies, including:

  • Gaps in coverage
  • Overlap or overexposure in investments
  • Tax inefficiencies & missed savings
  • Inconsistent investment strategies
  • Missing or outdated legal documents
  • Failure to identify and reach pre- and
    post-retirement income goals
  • Misaligned strategies among professionals

Our Process

We believe that everyone can benefit from a written holistic financial plan, and we will help you gain clarity about your future by putting all of your financial pieces together.

The process we will walk you through is called the OneTeam Roadmap. We seek first to understand and then to be understood. We will listen and get to know you to understand where you are now and what your goals are. From there, we will work with you to design your comprehensive, holistic financial plan and put it into motion toward reaching your goals. After that, we will continue to monitor and manage your results with proactive reviews and ongoing access to our team of specialists.

Maximizing Income, Minimizing Taxes & Protecting Your Family

Most of our clients care deeply about having enough income in retirement to comfortably support their desired lifestyle. When designing your holistic financial plan, we will help protect your future by planning from an income perspective. We use a proprietary approach to income planning called The Bucket Plan® Process, which helps us structure your investments to provide the income you need through each phase of life.

We will carefully analyze your current savings, health and other circumstances to develop a lifetime income withdrawal strategy that helps protect you from the risk of running out of money in your lifetime. Our approach prioritizes your short-, medium- and long-term financial goals to help you understand and feel confident about how much can be taken from your savings each year.

Do you have a clear vision about your future?

Request a complimentary appointment to discuss how we can help you achieve your financial independence.


Approaching retirement?

Check here to request a copy of The Bucket Plan book with contributions by our team.