Rich Gustafson

Retirement Income Planning
& Medicare Specialist

Rich Gustafson is a retirement income planning and Medicare specialist at OneTeam Financial. He plays an integral part of the holistic planning process helping our clients prepare and navigate Medicare planning, long-term care, Social Security claiming and retirement income planning.

The financial world is constantly in flux, and Rich takes pride in educating his clients and their advisors on how the changing investment landscape can impact their ability to plan for the future. He works closely with clients to custom-design comprehensive and flexible financial plans with the goal of optimizing wealth and minimizing risk.

Rich graduated from New Jersey’s preeminent public higher education institution, Rutgers University with a Bachelor of Arts in 1987. He began his career in the financial services industry in 2009 at Ameritas and quickly connected with his passion for helping others prepare for their retirement dreams. Along with an impressive list of certifications and designations for retirement planning, Rich also holds licenses in life, disability, and health insurance.

Rich is active in Big Brothers Big Sisters and enjoys hiking, mountain biking, reading and traveling the world—including visiting every major league baseball stadium in America.

Signature Speaking Topic:

“Medicare Makeover: Changing Times Require A Change in Plans”

Learn more


  • National Social Security AdvisorSM (NSSA®)
  • National Association of Medicare Supplements and Medicare Advantage Producers (NAMSMAP)
  • Prudential Insurance Masters Council
  • FINRA licenses 7, 63 and 65
  • Life, health and disability insurance licenses