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OneTeam Financial LLC and their agents are presently licensed to sell traditional life insurance in AK, AZ, CA, CO, CT, DE, FL, HI, IL, IN, IA, KS, ME, MA, MI, MN, MO, NE, NV, NH, NJ, NM, NY, NC, OH, OR, PA, SC, SD, TN, TX, VT, VA, WA and WI. Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance service. This site is not intended as an offer to sell securities, which may be done only after proper delivery of a propectus and a client suitability review. Proper state registration is mandatory prior to conducting business in any state. This material is for informational purposes only and should not be construed as tax or legal advice. Please consult with your attorney or tax advisor as applicable. Securities and Investment Advisory offered through M Holdings Securities, Inc., a registered broker dealer, member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA’S BROKERCHECK. OneTeam Financial LLC is independently owned and operated. Check the background of this Firm and/orInvestment Professional on FINRA’S BROKERCHECK. OneTeam Financial LLC is a member of M Financial Group. Please go to HTTPS://MFIN.COM/DISCLOSURE for further details regarding this relationship.

For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to mfin.com/m-securities.

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